Mortgage Pricing Intelligence Competitiveness Analytics
Competition in mortgage lending is heating up with online only lenders actively taking market share from traditional and independent mortgage banks, advertising technology channels providing consumers with straightforward product comparison tools with aggressive indicative pricing vying for first mover advantage. These factors are complicated further by recent increased secondary markets volatility. To remain competitive in today’s environment independent mortgage brokers and correspondents, wholesale brokers, regional banks and credit unions need:
Berkeley Analytica consultants have over 30 years combined mortgage, big data analytics and operations consulting experience at top US Banks, mortgage servicers and BIG4 consulting companies to help you transform any part of your value chain.
Retail market rates advertised by lenders on top quote
distribution channels (e.g., Zillow™, LendingTree™, CreditKarma™)
All products, programs and rep lines, summary and drilldown
Compare your rate card and margins against lowest advertised rates, fees, base price, LLPAs levels across all products and rep lines. Adverting channel impression and ranking scorecards. Learn More
Integrate pricing and competitive intelligence
with your lead acquisition and closing pipeline.
Increase ad spending ROI and operational bandwidth by
focusing on market segments where you have pricing, brand awareness
and other advantages.
High frequency lender offer level data across products and rep lines with cost component granularity (Lender, MSA/Zipcode, rate/apr, fees, LLPAs). AWS S3 interface Learn More
On demand third party data sourcing customized to your desired frequency, level of detail and enrichment Requirements. API based, public or RSS/XML data streaming capabilities.Learn More
Optimize your product pricing with geographic statistical data Including customer price-rate sensitivity, competitive offer declines, while staying compliant with Reg Z, TLA rules and regulationsLearn More